Flooring Financing

At USA Flooring, we know new floors are more than just a home improvement — they’re a transformation. Whether it’s cozy carpet for your living room, timeless hardwood for your dining area, or durable tile for a busy kitchen, the right flooring can change everything. And with our special financing options† through our financial partners, upgrading your home is now easier than ever without hurting your pocket. For your convenience, we work with two different credit companies. Online credit applications are fast and safe.

Apply now with Synchrony
Apply now with Wells Fargo
Shaw Contract
Schluter Systems
Mohawk Group
Mapei
Mannington
Karndean Designflooring
IVC commercial
Interceramic
Forbo
EarthWerks
Daltile
Crossville
Congoleum
Tandus Centiva
Armstrong Commercial
American Olean

Limited-Time Summer Savings on Flooring Financing

Thanks to Wells Fargo’s Star-Spangled Summer Pricing Special, you can enjoy your new floors now and pay over time — with special rates available through September 5, 2025:

  • No Interest if Paid in Full within 12 Months††
  • No Interest if Paid in Full within 18 Months††
  • 0% APR for 24 Equal Monthly Payments

These offers are available exclusively through the Shaw Floors credit card program at USA Flooring locations across North Carolina. All purchases must be authorized by September 5, 2025 and completed by December 5, 2025.

Get Pre-Approved in Minutes – No Obligation

Why Choose USA Flooring for Your Financing Needs?

  • Tailored for North Carolina Homes – Flooring options that stand up to our local climate and design trends.
  • Affordable Monthly Payments – Keep your project within budget without sacrificing quality.
  • Quick, Simple Applications – Most approvals happen in minutes, whether online or in-store.
  • Backed by Trusted Partners – Financing provided by Wells Fargo Retail Services for a secure, reliable experience.
USA Flooring supporting the NC Pet Expo

How It Works

1. Explore Your Options

Visit one of our showrooms in North Carolina or browse online.

2. Apply

Complete your application in minutes, with fast credit decisions.

3. Install Your New Floors

Enjoy your upgraded home right away.

Apply Now & Lock in Your Summer Financing
Pro Tip: Apply early to secure your 0% APR or no-interest plan before the summer special ends September 5, 2025.

Explore our flooring categories

Hardwood flooring

Hardwood
shop Hardwood now
Laminate flooring at USA Flooring

Laminate
shop Laminate now
Vinyl flooring at USA Flooring

Vinyl
shop Vinyl now
Carpet at USA Flooring

Carpet
shop Carpet now
Tile flooring

Tile
shop Tile now
Dog on Artificial Grass/Turf

Turf
shop Turf now
Tile flooring

Tile
shop Tile now

FAQ

USA Flooring has been serving North Carolina for over 40 years. With multiple locations across North Carolina, USA Flooring stores are here to help you find the perfect floor. We’ve got the flooring you’re looking for! Whether it’s a hard or soft surface, USA Flooring has a variety of beautiful floors to choose from.

Yes — with approved credit, you can finance carpet, hardwood, tile, and luxury vinyl purchases. Certain promotional offers may apply only to select products, so check with your local USA Flooring store for full details.

Most applications receive a decision in minutes, allowing you to start planning your installation right away.

No — you can pay off your balance at any time without extra fees.

Some restrictions apply. Ask your USA Flooring associate for details.

Contact Us

Have questions or need assistance? Fill out the form below, and a member of our team will be in touch soon!

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Call Us:
910-631-6224
Location:
Mobile ShowroomPinehurstNCZip Code

† Subject to credit approval. See store for details.